IMPORTANT DATES
- August 10, 2023 – Earliest date for bridge coverage for new incoming students. Please email database.uhip@utoronto.ca if you are arriving to Canada between August 10th and 31st and require early UHIP coverage. UHIP coverage is mandatory for international students.
- September 1, 2023 – UHIP coverage begins for students registered at the University of Toronto in a degree granting program for the 2023/2024 academic year.
- October 15, 2023 – Full refund granted if request for waivers/exemptions are received by this date. Only partial refund will be granted after this date (OHIP waivers are an exception, and will be accepted after this deadline).
1
Arriving At University
Remember, you will need a physical copy of your UHIP card when you visit a clinic or health care provider near you that will accept UHIP. (Click here for enrollment guidelines for new international students, dependents, IVGS etc.)
2
Using UHIP At University
Check out our Student Healthcare Roadmap for an overview of what your student health care coverage looks like.
3
Leaving University
You may be eligible for a partial refund of your UHIP premium if you meet certain conditions. There are few occasions when you can be covered by UHIP even when you are not a registered student at the University of Toronto (Coverage During Absence).
Frequently Asked Questions
- Have your UTORid and UTORmail
- Login to your ACORN account:
- Check that your registration status is “Registered”
- Ensure your email address is your UTORmail and not any other email (e.g. Gmail)
- Update your home address to one in “Ontario”.
Yes, you will need to print your UHIP card to visit a doctor or hospital. We always recommend that you visit someone in the Preferred Provider Network (PPN) to locate a clinic or health care provider near you that will accept UHIP. Practitioners from this network will bill the insurance directly so you just need to go with your UHIP card.
Some health care providers not mentioned in the network would not accept UHIP and may overcharge beyond UHIP reimbursement rates. If that’s the case, you may need to pay for services and submit a claim for reimbursement. You can refer to the instructions on how to submit a UHIP claim. Make sure you keep all receipts and ask the health care provider to fill out the UHIP Claim Form for you. As a registered U of T student, you also have access to practitioners right on campus through the Health and Wellness Centre.
It is best to print your UHIP card at the start of your program so you are prepared for emergencies. If you need to urgently visit a hospital or clinic but don’t have your UHIP card, you must bring a UHIP claim form with you. You may need to pay for services and submit the claim for reimbursement to the insurance provider. You can refer to the instructions on how to submit a UHIP claim. Make sure you keep all receipts and ask the health care provider to fill out the UHIP Claim Form for you.
If you require a prescription for medication, you will need to obtain one from a health care practitioner. You can visit someone on the Preferred Provider Network (PPN) to locate a clinic or health care provider near you that will accept UHIP. As a registered U of T student, you also have access to practitioners right on campus through the Health and Wellness Centre.
UHIP does not cover vision or dental services. This is covered by your student union’s supplementary health and dental plan, administered by your Student Union. To learn more, please visit the UTSU website if you are an undergraduate student or UTGSU website if you are a graduate student.
International students on leave from their studies may be eligible to enroll in UHIP for the term in which they are not actively registered. International students who cancel registration or withdraw for the term for any of the following reasons may be granted UHIP coverage:
- Parental Leave
- Medical/Health reasons
- Personal reasons
To be covered under UHIP during your leave, approval must be granted by the University at least one month prior to taking the leave. You are also required to contact the UHIP Office at least one month prior to the start of the leave. Your UHIP coverage may be continued for a maximum of 4 months per academic year. For a maternity or paternity leave of absence, your UHIP coverage may be continued for maximum of 12 months.
Once you complete your program and are no longer a registered student, you may need to extend your UHIP coverage at the current monthly rate:
- June convocations may extend up to 2 months, from September 1 to October 31.
- November convocations may extend up to 4 months, from September 1 to December 31.
Please note that your UHIP coverage must be continuous. No matter when you submit your extension request, the extension of your UHIP coverage will always start September 1. To apply for an extension of your coverage please fill out this form. To extend the coverage of your dependents, complete the Dependents Application
If you have OHIP, you may submit an exemption application. An OHIP waiver form will need be to be completed and submitted online. Returning Canadian citizens and permanent residents are encouraged to apply for OHIP immediately. Please visit the Enrollment section of our website for more information.
If you have any additional questions, please email us (uhip.information@utoronto.ca) or book an appointment with us on CLNx.