Healthcare At U of T
View a list of what is covered under your UHIP coverage
Download the Understanding Student Health Care PDF for more information on your healthcare coverage at UofT.
Supplementary Health and Dental Plan
Supplementary insurance plans are separate from UHIP and are managed by one of the University’s student unions. For more details on your Supplementary Health and Dental Plan, visit studentcare.ca or contact your student union directly.
- UTSU (Undergraduate Student Union): https://www.utsu.ca/health-and-dental/
- APUS (Part-time Undergraduate Students): https://apus.ca/health/
- UTGSU (Graduate Student Union): https://utgsu.ca/health-and-dental/
Exchange students: You are not eligible for the Supplementary Health and Dental Plan. We encourage you purchase your own private supplementary health coverage plan.
Download the Where to Go When You Feel Sick PDF for more information on accessing healthcare.
Find a Healthcare Provider
Make sure you print and carry your UHIP card and UHIP Claim Form, as they will be required by your healthcare provider.
If you visited a health care provider in the Preferred Provider Network, they will bill directly to Cowan.
If you visited a health care provider outside of the Preferred Provider Network, you need to:
- Keep all receipts and ask the healthcare provider to fill out the UHIP Claim Form for you.
- Pay for the services upfront and submit a claim for reimbursement
- View the instructions on how to submit a claim on the UHIP page.
If you have any questions about a claim you submitted (or submitting claims) please reach out to Cowan directly: uhip.ca/contact