Healthcare At U of T
On this page:
UHIP is the mandatory health care coverage for registered international and exchange students while they study in Canada. Your UHIP coverage is insured by Manulife and administered by Cowan Insurance Limited (“Cowan”).
- View a list of what is covered under your UHIP coverage
Supplemental Health Plan
Supplementary insurance plans are distinct from UHIP and are managed by one of the University’s student unions. There is no overlap of coverage between UHIP and the supplementary health insurance.
Exchange students are not eligible for the Supplemental Health Plan.
You are encouraged to purchase your own private supplementary health coverage plan.
Download the Understanding Student Health Care PDF
Visit a Clinic
Travel Health Care
For more information about the UHIP coverage while travelling, please consult the UHIP website.